Skip to Main

No Annual Fee Credit Cards

Find Visa credit cards with no annual fee that offer great benefits and provide you with easy ways to pay.

Card information is provided by third parties. We have not vetted the products for accuracy, completeness or for suitability with respect to your specific needs. Visa may receive compensation from third parties in connection with the offers that appear on this website, and this may impact how and where offers appear on this site. Please be sure to carefully review all card offer Details, as well as the terms and conditions before completing the application process. This site does not include all financial companies or all financial offers that may be available to you.

8 cards

Chase Freedom Unlimited® Visa credit card

Chase Freedom Unlimited®

Apply now
Recommended credit rating
Excellent, Good
Intro purchase APR
0% Intro APR on Purchases for 15 months
Intro balance transfer APR
0% Intro APR on Balance Transfers for 15 months
Regular APR
18.24% - 27.74% Variable
Annual fee
$0

Benefits section

  • Chase Freedom Unlimited® Rates and Fees
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
  • No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States!

Chase Freedom Unlimited®

Chase Freedom Unlimited® Visa credit card
Recommended credit rating
Excellent, Good
Intro purchase APR
0% Intro APR on Purchases for 15 months
Intro balance transfer APR
0% Intro APR on Balance Transfers for 15 months
Regular APR
18.24% - 27.74% Variable
Annual fee
$0

Benefits section

  • Chase Freedom Unlimited® Rates and Fees
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
  • No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States!
Chase Freedom Unlimited® Visa credit card
Apply now opens in a new tab
Ink Business Unlimited® Visa credit card

Ink Business Unlimited® Credit Card

Apply now
Recommended credit rating
Excellent, Good
Intro purchase APR
0% Intro APR on Purchases for 12 Months
Intro balance transfer APR
N/A
Regular APR
16.74% - 24.74% Variable
Annual fee
$0

Benefits section

  • Ink Business Unlimited® Credit Card Rates and Fees
  • Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Visa credit card
Recommended credit rating
Excellent, Good
Intro purchase APR
0% Intro APR on Purchases for 12 Months
Intro balance transfer APR
N/A
Regular APR
16.74% - 24.74% Variable
Annual fee
$0

Benefits section

  • Ink Business Unlimited® Credit Card Rates and Fees
  • Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee
Ink Business Unlimited® Visa credit card
Apply now opens in a new tab
Revenued Business Visa credit card

Revenued Business Card

Apply now
Recommended credit rating
Excellent, Good, Fair, Bad Credit / Rebuilding
Intro purchase APR
None
Intro balance transfer APR
None
Regular APR
Factor Based
Annual fee
None

Benefits section

  • For established businesses: 1+ years in business, $30k/month deposits, and no sole proprietorships
  • Flexible, reusable access to working capital
  • Spending limits that grow with your business revenue
  • Draw only what you need, when you need it

Revenued Business Card

Revenued Business Visa credit card
Recommended credit rating
Excellent, Good, Fair, Bad Credit / Rebuilding
Intro purchase APR
None
Intro balance transfer APR
None
Regular APR
Factor Based
Annual fee
None

Benefits section

  • For established businesses: 1+ years in business, $30k/month deposits, and no sole proprietorships
  • Flexible, reusable access to working capital
  • Spending limits that grow with your business revenue
  • Draw only what you need, when you need it
Revenued Business Visa credit card
Apply now opens in a new tab
Ink Business Cash® Visa credit card

Ink Business Cash® Credit Card

Apply now
Recommended credit rating
Excellent, Good
Intro purchase APR
0% Intro APR on Purchases for 12 months
Intro balance transfer APR
N/A
Regular APR
16.74% - 24.74% Variable
Annual fee
$0

Benefits section

  • Ink Business Cash® Credit Card Rates and Fees
  • Earn $750 when you spend $6,000 on purchases in the first three months after account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year. Earn 1% cash back on all other purchases

Ink Business Cash® Credit Card

Ink Business Cash® Visa credit card
Recommended credit rating
Excellent, Good
Intro purchase APR
0% Intro APR on Purchases for 12 months
Intro balance transfer APR
N/A
Regular APR
16.74% - 24.74% Variable
Annual fee
$0

Benefits section

  • Ink Business Cash® Credit Card Rates and Fees
  • Earn $750 when you spend $6,000 on purchases in the first three months after account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year. Earn 1% cash back on all other purchases
Ink Business Cash® Visa credit card
Apply now opens in a new tab
USAA Preferred Cash Rewards Visa credit card

USAA Preferred Cash Rewards Credit Card

Apply now
Recommended credit rating
Excellent, Good
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
15.40% to 27.40% variable
Annual fee
N/A

Benefits section

  • USAA Preferred Cash Rewards Credit Card Rates and Fees
  • Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
  • Intro Offer: Earn a $250 reward bonus after spending $1,000 on qualifying purchases within 90 days of account opening.
  • Earn unlimited 1.5% cash back on purchases, no category restrictions and no caps.

USAA Preferred Cash Rewards Credit Card

USAA Preferred Cash Rewards Visa credit card
Recommended credit rating
Excellent, Good
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
15.40% to 27.40% variable
Annual fee
N/A

Benefits section

  • USAA Preferred Cash Rewards Credit Card Rates and Fees
  • Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
  • Intro Offer: Earn a $250 reward bonus after spending $1,000 on qualifying purchases within 90 days of account opening.
  • Earn unlimited 1.5% cash back on purchases, no category restrictions and no caps.
USAA Preferred Cash Rewards Visa credit card
Apply now opens in a new tab
USAA Rate Advantage Visa credit card

USAA Rate Advantage Credit Card

Apply now
Recommended credit rating
Excellent, Good
Intro purchase APR
None
Intro balance transfer APR
0% intro APR for 15 months on balance transfers, then 10.40% to 24.40% variable regular APR
Regular APR
10.40% to 24.40% variable
Annual fee
N/A

Benefits section

  • USAA Rate Advantage Credit Card Rates and Fees
  • Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
  • Intro Offer: Get a 0% intro APR for 15 months on balance transfers and convenience checks that post within 90 days of account opening. After this time, the variable regular APR of 10.40% to 24.40% will apply to introductory balances.
  • A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies. If you transfer a balance or write a convenience check to take advantage of the introductory rate offer, you will immediately incur interest on purchases until you pay your balance in full, including any transferred balances.

USAA Rate Advantage Credit Card

USAA Rate Advantage Visa credit card
Recommended credit rating
Excellent, Good
Intro purchase APR
None
Intro balance transfer APR
0% intro APR for 15 months on balance transfers, then 10.40% to 24.40% variable regular APR
Regular APR
10.40% to 24.40% variable
Annual fee
N/A

Benefits section

  • USAA Rate Advantage Credit Card Rates and Fees
  • Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
  • Intro Offer: Get a 0% intro APR for 15 months on balance transfers and convenience checks that post within 90 days of account opening. After this time, the variable regular APR of 10.40% to 24.40% will apply to introductory balances.
  • A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies. If you transfer a balance or write a convenience check to take advantage of the introductory rate offer, you will immediately incur interest on purchases until you pay your balance in full, including any transferred balances.
USAA Rate Advantage Visa credit card
Apply now opens in a new tab
BILL Divvy Corporate Visa credit card

BILL Divvy Corporate Card

Apply now
Recommended credit rating
Excellent, Good
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
N/A
Annual fee
$0

Benefits section

  • Streamlines spend management by combining corporate cards with free expense management software.
  • This Smart card offers up to 7x rewards points, plus physical and virtual cards for every employee—with no fees and no contracts.
  • Gives admins complete control over employee spending with enforceable budgets (that can be adjusted in seconds).
  • See every transaction as it happens, bringing all your spend into one place.

BILL Divvy Corporate Card

BILL Divvy Corporate Visa credit card
Recommended credit rating
Excellent, Good
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
N/A
Annual fee
$0

Benefits section

  • Streamlines spend management by combining corporate cards with free expense management software.
  • This Smart card offers up to 7x rewards points, plus physical and virtual cards for every employee—with no fees and no contracts.
  • Gives admins complete control over employee spending with enforceable budgets (that can be adjusted in seconds).
  • See every transaction as it happens, bringing all your spend into one place.
BILL Divvy Corporate Visa credit card
Apply now opens in a new tab
opensky® Plus Secured Visa® Credit Card

opensky® Plus Secured Visa® Credit Card

Apply now
Recommended credit rating
Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
28.24% (variable)
Annual fee
$0

Benefits section

  • opensky® Plus Secured Visa® Credit Card Rates and Fees
  • No annual fee – keep more money in your pocket!
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Earn up to 10% cash back on everyday purchases

opensky® Plus Secured Visa® Credit Card

opensky® Plus Secured Visa® Credit Card
Recommended credit rating
Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
28.24% (variable)
Annual fee
$0

Benefits section

  • opensky® Plus Secured Visa® Credit Card Rates and Fees
  • No annual fee – keep more money in your pocket!
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Earn up to 10% cash back on everyday purchases
opensky® Plus Secured Visa® Credit Card
Apply now opens in a new tab

Not sure if a credit card is right for you?

A Visa prepaid card could be the way to go. Its a more secure, convenient solution to everyday spending.

Explore prepaid cards
Sample Visa Gift Card

Advertiser Disclosure

Card information is provided by third parties. We have not vetted the products for accuracy, completeness or for suitability with respect to your specific needs. Visa may receive compensation from third parties in connection with the offers that appear on this website, and this may impact how and where offers appear on this site. Please be sure to carefully review all card offer Details, as well as the terms and conditions before completing the application process. This site does not include all financial companies or all financial offers that may be available to you.